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Glosario de términos de gestión de recursos humanos y beneficios para los empleados
Employee loans, also known as salary loans or workplace loans, are financial products provided by employers to their employees. These loans allow employees to borrow money from their employer at a predetermined interest rate and repayment terms.
Employee loans are designed to provide convenient and accessible financing options for employees who may need extra funds for various purposes, such as personal expenses, emergencies, or debt consolidation.
Financial assistance provided by employers to employees, usually at a lower interest rate, to address personal financial needs.
Employee loan interest rates are typically lower than traditional personal loan rates, ranging from 0% to 6%. The specific rate depends on various factors, including:
Employee loans are financial advances offered by companies to their employees. These loans are typically unsecured, meaning they don't require collateral, and are repaid through payroll deductions over a set period.
Here's how the process usually works:
The maximum loan amount available through an employee loan program varies significantly by company and depends on several factors, including:
Employee loan repayments are typically deducted automatically from the employee's paycheck on a predetermined schedule. This ensures consistent payments and simplifies the repayment process for both parties. The frequency of deductions can vary, with some companies making weekly or bi-weekly deductions, while others opt for monthly payments.
The tax implications of employee loans depend on the specific loan terms and the employee's tax jurisdiction. Here's a breakdown of potential tax considerations:
It's essential to consult with a tax advisor for specific guidance on the tax implications of an employee loan in your individual circumstances.
Se trata de encuestas cortas que pueden enviarse con frecuencia para comprobar rápidamente lo que piensan sus empleados sobre un tema. La encuesta consta de menos preguntas (no más de 10) para obtener la información rápidamente. Pueden administrarse a intervalos regulares (mensual/semanal/trimestral).
Celebrar reuniones periódicas de una hora de duración para mantener una charla informal con cada uno de los miembros del equipo es una forma excelente de hacerse una idea real de lo que ocurre con ellos. Al ser una conversación segura y privada, te ayuda a obtener mejores detalles sobre un asunto.
El eNPS (employee Net Promoter score) es una de las formas más sencillas pero eficaces de evaluar la opinión de sus empleados sobre su empresa. Incluye una pregunta intrigante que mide la lealtad. Un ejemplo de las preguntas del eNPS son ¿Qué probabilidad hay de que recomiende nuestra empresa a otras personas? Los empleados responden a la encuesta eNPS en una escala del 1 al 10, donde el 10 denota que es "muy probable" que recomienden la empresa y el 1 significa que es "muy poco probable" que la recomienden.
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