Increase Salary In-hand & Reduce Taxes

Tax savings across different income tax slabs as prescribed by the Indian Government.  
Why Empuls?

Boost your employer brand and employee value proposition

Centralized benefits

Eliminate the need for multiple vendors with all employee benefits on a single platform.

Simplified settings

Efficiently manage and edit allowances in bulk with seamless access for multiple admins.

In-depth analytics

Gain valuable insights into benefit distribution and utilization, ensuring a clear view of the ROI

Save cost and time

Optimize efficiency and reduce overhead by meeting all tax-benefit needs under one roof.

Tax-saving Benefits

One-stop platform for your tax benefits

Meal Allowance

Enable employees to leverage tax benefits on dining experiences via their multi-wallet card, covering food and beverage expenses in line with Indian tax regulations. They can utilize this allowance at hundreds of offline stores and online stores, such as Swiggy, Zomato, Zepto, Dominos, and more. 

Fuel & Driver Allowance

Optimize tax savings on fuel expenses and drivers' salaries digitally or with a physical multi-wallet card. Employees can easily claim reimbursements for work-related fuel costs, maximizing tax benefits. They can utilize the fuel allowance with fuel vouchers from vendors like HP, Indian Oil, Bharat Petroleum, and others. 

Books & Periodicals Allowance

Fuel your team's growth by providing access to bookstore partners, magazine subscriptions and industry journals. Keeping employees up-to-date with industry advancements not only saves taxes but also cultivates a knowledgeable and skilled workforce.

Telecome Allowance

Harness tax savings on telecom expenses by utilizing the telecom allowance for mobile and broadband services from top providers such as Airtel, Jio, BSNL, ACT, and others. Seamless connectivity at work, home and on the go ensures they stay productive wherever work gets happened.

Meals

Meal Allowance

Enable employees to leverage tax benefits on dining experiences via their multi-wallet card, covering food and beverage expenses in line with Indian tax regulations. They can utilize this allowance at hundreds of offline stores and online stores, such as Swiggy, Zomato, Zepto, Dominos, and more. 

Fuel

Fuel & Driver Allowance

Optimize tax savings on fuel expenses and drivers' salaries digitally or with a physical multi-wallet card. Employees can easily claim reimbursements for work-related fuel costs, maximizing tax benefits. They can utilize the fuel allowance with fuel vouchers from vendors like HP, Indian Oil, Bharat Petroleum, and others. 

Books & Periodicals

Books & Periodicals Allowance

Fuel your team's growth by providing access to bookstore partners, magazine subscriptions and industry journals. Keeping employees up-to-date with industry advancements not only saves taxes but also cultivates a knowledgeable and skilled workforce.

Telecom Expenses

Telecome Allowance

Harness tax savings on telecom expenses by utilizing the telecom allowance for mobile and broadband services from top providers such as Airtel, Jio, BSNL, ACT, and others. Seamless connectivity at work, home and on the go ensures they stay productive wherever work gets happened.

Power-packed with features to deliver benefits seamlessly

RBI Compliant

Ensure compliance with RBI regulations with our new-age multi-benefits card.

MCC Restrictions Enabled

Enable MCC restrictions to channel spending, ensuring that card usage aligns with specific benefit categories.

PPI Licensed

Leverage PPI licensing, powered by PayU, for prepaid payment instruments.

Secure Operations

Access 24/7 support and global standards compliance like SOC II, ISO 27001 for secure benefit transactions.

High balance capacity

Maximize flexibility with our high-capacity balance of up to Rs. 200,000, ensuring ample room for all your needs.

Aadhar XML KYC - NSDL

Streamline user authentication and compliance with a secure and efficient KYC process

Company-sponsored Benefits

Make a difference with company-sponsored benefits

Go beyond tax-saving benefits to offer company-sponsored benefits. Elevate your workplace experience with a benefits program that truly reflects your culture. With flexibility as a norm, your employees have the ultimate freedom to pick the benefits that align with their life’s goals. 

Fitness Allowance
Remote Work Allowance 
Well-being Allowance
Learning Allowance 
Family Care Allowance
Pet Care Allowance
Entertainment Allowance 
Fitness Allowance
Remote Work Allowance 
Well-being Allowance
Learning Allowance 
Family Care Allowance
Pet Care Allowance
Entertainment Allowance 
Fitness Allowance
Remote Work Allowance 
Well-being Allowance
Learning Allowance 
Family Care Allowance
Pet Care Allowance
Entertainment Allowance 
Fitness Allowance
Remote Work Allowance 
Well-being Allowance
Learning Allowance 
Family Care Allowance
Pet Care Allowance
Entertainment Allowance 
Fitness Allowance
Remote Work Allowance 
Well-being Allowance
Learning Allowance 
Family Care Allowance
Pet Care Allowance
Entertainment Allowance 
Fitness Allowance
Remote Work Allowance 
Well-being Allowance
Learning Allowance 
Family Care Allowance
Pet Care Allowance
Entertainment Allowance 
Fitness Allowance
Remote Work Allowance 
Well-being Allowance
Learning Allowance 
Family Care Allowance
Pet Care Allowance
Entertainment Allowance 
Fitness Allowance
Remote Work Allowance 
Well-being Allowance
Learning Allowance 
Family Care Allowance
Pet Care Allowance
Entertainment Allowance 
Works for Everyone 

A Centralized Benefits Hub for HR Admins & Employees

How it works

Activate in less than 10 minutes

Step 1

Customize your tax benefits program by selecting from diverse options such as meals, travel, telecom, and more.

Step 2

Specify your prepaid card rules, allowances, limits, and card design tailored to your employees' needs.

Step 3

Efficiently distribute and manage prepaid cards, tracking detailed metrics, including payroll, activation, usage, and financial reports for comprehensive oversight.

Works for Everyone

A multi-benefit card for all organizations

Real-time reports

Access real-time utilization reports on the dashboard, with 100% digital onboarding and spend tracking for both employees and organization.

Digital & physical cards

Ensure that money loaded in the wallet by the employer will be tax-free and can be accessed through virtual & physical RuPay cards.

Instant activation

Activate individual employee wallets conveniently and swiftly, ensuring complete tax compliance and zero waiting period upon KYC approval.

Mobile app

Access the digital card conveniently on the go with the mobile app, available for both iOS and Android users.

Integrations

Empuls works with your everyday work tools

Your employees are already navigating multiple tools at work. We made it easy for them by integrating Empuls with your HRMS and single sign-on tools.
UKG
Keep employee data fresh and automate milestone celebrations with this integration. 
Learn More
SAP SuccessFactors
Automate employee inclusion in engagement initiatives and never miss any milestone celebrations.
Learn More
Google Workspace SSO
Involve every employee in your engagement initiatives with secure, single sign-on access to Empuls. 
Learn More
Azure AD
Provide employees secure access to Empuls with single sign-on and multi-factor authentication.
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BambooHR
Seamlessly sync employee data from BambooHR to engage every employee every day on Empuls.
Learn More
Freshteam
Keep employee data up-to-date in Empuls to involve your entire workforce in engagement programs.
Learn More
Keka
This integration ensures that employee data in Empuls is up-to-date for continuous engagement.
Learn More

FAQs

What are tax-saving benefits?

Tax-saving benefits are financial benefits that organizations offer their employees, such as meal fuel, and mobile reimbursements to reduce taxable income, based on local government regulations.

What are the most common types of tax-saving benefits?

Popular tax-saving benefits include meal expenses, telephone allowances, learning and development allowance, and fuel expenses. These benefits differ based on local regulations.

How can organizations maximize employees' tax savings?

Organizations can maximize employees' tax savings by offering tax-efficient benefits like books and periodicals allowances and reimbursement of meal, telephone, and fuel expenses. They should also provide education and guidance on tax-saving investment options.

How do tax-saving benefits differ from tax deductions?

Tax-saving benefits directly reduce taxable income, lowering tax liabilities, whereas tax deductions subtract eligible expenses from total taxable income before calculating taxes owed.

How do tax-saving benefits help reduce employees' taxable income?

Tax-saving benefits allow individuals to reduce their taxable income by deducting eligible expenses or investments from their total income, thereby lowering the amount of income subject to taxation and potentially resulting in lower tax liabilities.