Terma Glosari Pengurusan Sumber Manusia dan Manfaat Pekerja
Employee loans, also known as salary loans or workplace loans, are financial products provided by employers to their employees. These loans allow employees to borrow money from their employer at a predetermined interest rate and repayment terms.
Employee loans are designed to provide convenient and accessible financing options for employees who may need extra funds for various purposes, such as personal expenses, emergencies, or debt consolidation.
Financial assistance provided by employers to employees, usually at a lower interest rate, to address personal financial needs.
Employee loan interest rates are typically lower than traditional personal loan rates, ranging from 0% to 6%. The specific rate depends on various factors, including:
Employee loans are financial advances offered by companies to their employees. These loans are typically unsecured, meaning they don't require collateral, and are repaid through payroll deductions over a set period.
Here's how the process usually works:
The maximum loan amount available through an employee loan program varies significantly by company and depends on several factors, including:
Employee loan repayments are typically deducted automatically from the employee's paycheck on a predetermined schedule. This ensures consistent payments and simplifies the repayment process for both parties. The frequency of deductions can vary, with some companies making weekly or bi-weekly deductions, while others opt for monthly payments.
The tax implications of employee loans depend on the specific loan terms and the employee's tax jurisdiction. Here's a breakdown of potential tax considerations:
It's essential to consult with a tax advisor for specific guidance on the tax implications of an employee loan in your individual circumstances.
Ini ialah tinjauan ringkas yang boleh dihantar dengan kerap untuk menyemak pendapat pekerja anda tentang sesuatu isu dengan cepat. Tinjauan ini terdiri daripada kurang soalan (tidak lebih daripada 10) untuk mendapatkan maklumat dengan cepat. Ini boleh ditadbir secara berkala (bulanan / mingguan / suku tahunan).
Mengadakan mesyuarat berkala selama sejam untuk sembang tidak formal dengan setiap ahli pasukan adalah cara terbaik untuk memahami apa yang berlaku dengan mereka. Oleh kerana ia adalah perbualan yang selamat dan peribadi, ia membantu anda mendapatkan butiran yang lebih baik mengenai sesuatu isu.
eNPS (pekerja skor Net Promoter) adalah salah satu cara yang paling mudah tetapi berkesan untuk menilai pendapat pekerja anda terhadap syarikat anda. Ia termasuk satu soalan menarik yang mengukur kesetiaan. Contoh soalan eNPS termasuk: Bagaimana kemungkinan anda mengesyorkan syarikat kami kepada orang lain? Pekerja bertindak balas terhadap kaji selidik eNPS pada skala 1-10, di mana 10 menandakan mereka 'berkemungkinan besar' untuk mengesyorkan syarikat dan 1 menandakan mereka 'sangat tidak mungkin' untuk mengesyorkannya.