Glosarium Manajemen Sumber Daya Manusia dan Ketentuan Tunjangan Karyawan
Employee insurance provide financial security to employees and their families in times of need, to mitigate the financial risks associated with illness, injury, or death, and to promote a healthy and stable workforce. By offering insurance benefits, employers aim to support their employees' physical and financial well-being while fulfilling their obligations as responsible employers.
Employee insurance refers to the coverage provided by an employer to its employees, typically encompassing various forms of protection such as health, life, disability, dental, and vision insurance. It serves as a safety net for employees, offering financial protection against unexpected events and medical expenses.
Employee insurance is vital for businesses as it contributes to employee well-being and satisfaction, which in turn enhances productivity and retention rates. additionally, offering comprehensive insurance coverage can make a business more attractive to potential employees, helping with recruitment efforts and maintaining a competitive edge in the market.
The different types of employee insurance includes:
1. Health insurance
2. Asuransi jiwa
3. Asuransi kecacatan
4. Dental and vision insurance
Employer responsibilities and obligations include:
Employee employer insurance, often referred to as employer-provided insurance or group insurance, is a type of insurance coverage offered by employers to their employees.
This insurance typically includes health insurance, life insurance, disability insurance, and sometimes other benefits such as dental and vision coverage.
The employer usually negotiates group rates with insurance providers, making it more cost-effective for employees to obtain coverage compared to purchasing individual insurance plans.
The concept of insurance for employees revolves around providing financial protection and benefits to employees and their families in various situations, such as illness, injury, disability, or death. Employers typically offer insurance plans as part of their employee benefits package, either fully funded by the employer, partially funded with employee contributions, or solely funded by the employees through payroll deductions.
These insurance plans aim to mitigate the financial risks associated with healthcare expenses, loss of income due to disability, or providing financial support to dependents in the event of the employee's death.
An employee benefit insurance plan is a comprehensive package of benefits offered by employers to their employees, typically including various types of insurance coverage along with other perks. These plans can include:
Ini adalah survei singkat yang dapat sering dikirim untuk memeriksa pendapat karyawan Anda tentang suatu masalah dengan cepat. Survei ini terdiri dari lebih sedikit pertanyaan (tidak lebih dari 10) untuk mendapatkan informasi dengan cepat. Ini dapat diberikan secara berkala (bulanan / mingguan / triwulanan).
Mengadakan rapat berkala selama satu jam untuk obrolan informal dengan setiap anggota tim adalah cara terbaik untuk mendapatkan gambaran sebenarnya tentang apa yang terjadi dengan mereka. Karena ini adalah percakapan yang aman dan pribadi, ini membantu Anda mendapatkan detail yang lebih baik tentang suatu masalah.
eNPS (employee Net Promoter score) adalah salah satu cara paling sederhana namun efektif untuk menilai pendapat karyawan Anda tentang perusahaan Anda. Ini termasuk satu pertanyaan menarik yang mengukur loyalitas. Contoh pertanyaan eNPS meliputi: Seberapa besar kemungkinan Anda merekomendasikan perusahaan kami kepada orang lain? Karyawan menanggapi survei eNPS pada skala 1-10, di mana 10 menunjukkan bahwa mereka 'sangat mungkin' untuk merekomendasikan perusahaan dan 1 menandakan bahwa mereka 'sangat tidak mungkin' untuk merekomendasikannya.
The employee benefits of insurance coverage include:
Employee insurance is required for several reasons: